Does Cheese report to all three credit bureaus? December 27, 2022 23:31 Updated Yes. Each month, we report your on-time payment to all three major credit bureaus: Experian, Equifax, and TransUnion. Related articles When will the Credit Builder Account appear on my credit report? When does Cheese report to the credit bureaus? Does Cheese report late payments? How will the Cheese Credit Builder payment be reflected on my bank statement? Is there a fee for closing my account early?